Legal notice

Legal Notice

Last updated: June 27, 2026

1. Operator and Publisher

This online store and all content published on it are operated by:

Divine Insurance Group LLC
A Pennsylvania limited liability company
5536 Pulaski Ave
Philadelphia, PA 19144
United States
Phone: (215) 377-9730
Email: info@divineinsurancegroup.com
EIN: 26-2594456

2. Licensing

Divine Insurance Group LLC is a licensed Pennsylvania insurance agency. Insurance products and recommendations referenced on this store or discussed in our consulting engagements are offered through Divine Insurance Group LLC in its capacity as a licensed insurance producer. License verification is available through the Pennsylvania Department of Insurance.

The consulting services sold on this store — including the Business Credit & Capital Readiness Strategy Session, the 90-Day Implementation program, and the 6-Month Done-With-You Capital Stack — are advisory professional services and are not themselves regulated insurance products.

3. Not Legal, Tax, or Investment Advice

Content published on this store, in our emails, in our Capital Readiness Roadmaps, and during our consulting calls is for informational and educational purposes only. It is not, and should not be construed as:

Legal advice — consult a licensed attorney in your jurisdiction for legal questions
Tax advice — consult a CPA or enrolled agent for tax questions
Investment advice — Divine is not a registered investment adviser and does not provide securities recommendations
A guarantee of any specific outcome — including loan approval, credit limit, credit score change, or funding result

4. No Credit Repair Organization

Divine Insurance Group LLC is not a Credit Repair Organization as defined under the federal Credit Repair Organizations Act, 15 U.S.C. §1679 et seq., or any analogous state law. We do not:

Promise to remove accurate or verifiable items from any consumer credit report
Charge fees in advance for consumer credit repair services
Offer credit repair services to consumers as our primary business

Our work focuses on business credit profile development, capital readiness strategy, and connecting clients to legitimate credit-building tools and licensed funding sources.

5. Truth-in-Advertising and Affiliate Disclosures

In accordance with the Federal Trade Commission's Endorsement Guides (16 CFR Part 255), we disclose the following:

Some of the products and services we recommend in our emails and resources are affiliate products. Divine may receive a commission when you purchase or sign up for these products through our links, at no additional cost to you.
We only recommend products we believe genuinely help our clients build business or personal credit.
Our affiliate relationships do not influence the strategy or recommendations we provide during paid consulting engagements.

6. Lender, Funding, and Bureau Disclaimers

Divine Insurance Group LLC is not a bank, lender, broker-dealer, mortgage broker, or registered loan originator. We do not originate loans, make credit decisions, or guarantee any lender's approval. All lender and funding source decisions are made independently by those third parties based on their own underwriting criteria.

Divine is not affiliated with Dun & Bradstreet, Experian, Equifax, the Small Business Financial Exchange, or any commercial credit bureau except as a paying subscriber and (where applicable) as a data furnisher under those bureaus' published programs. Logos and trademarks referenced for educational purposes remain the property of their respective owners.

7. Forward-Looking Statements and Case Studies

Case studies, testimonials, or examples of past client outcomes referenced on this store or in our communications are not guarantees of future results. Individual outcomes depend on the client's specific business circumstances, credit profile, market conditions, and execution of recommended strategies.

8. Intellectual Property

All original content on this store — including product descriptions, the Capital Readiness Roadmap framework, methodologies, written deliverables, and brand identity — is the property of Divine Insurance Group LLC and is protected by applicable U.S. copyright and trademark law. Unauthorized reproduction, redistribution, or commercial use is prohibited without prior written permission.

9. Governing Law and Jurisdiction

This Legal Notice and all transactions on this store are governed by the laws of the Commonwealth of Pennsylvania, without regard to its conflict-of-law principles. Any dispute arising from or related to this store shall be resolved exclusively in the state or federal courts located in Philadelphia County, Pennsylvania.

10. Reporting Errors or Concerns

If you believe any content on this store is inaccurate, misleading, or in violation of applicable law, please contact us promptly at info@divineinsurancegroup.com so we can review and correct as appropriate.