{"title":"Business Credit \u0026 Capital Consulting","description":"\u003cp\u003eDivine Insurance Group's three-tier business credit and capital readiness consulting program. Start with a single strategy session, or step up to guided implementation or full done-with-you funding support.\u003c\/p\u003e","products":[{"product_id":"business-credit-capital-readiness-strategy-session","title":"Business Credit \u0026 Capital Readiness Strategy Session","description":"\u003ch3\u003eThe 60-minute call that gets your business funding-ready.\u003c\/h3\u003e\u003cp\u003eIf you're trying to position your business for $250,000+ in funding — SBA loan, business line of credit, equipment finance, premium finance, or alternative capital — the difference between approval and decline isn't your idea. It's whether your business credit profile, bureau data, and supporting documentation match what lenders need to see.\u003c\/p\u003e\u003cp\u003eIn this \u003cstrong\u003e60-minute strategy session with William Feggins, CEO of Divine Insurance Group\u003c\/strong\u003e, you'll get:\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eA live walkthrough of your current D\u0026amp;B, Experian Business, and Equifax Business credit profile\u003c\/li\u003e\n\u003cli\u003eA gap analysis against the specific funding amount you're targeting\u003c\/li\u003e\n\u003cli\u003eA 90-day action plan to close those gaps\u003c\/li\u003e\n\u003cli\u003eA recommended funding stack matched to your industry and revenue\u003c\/li\u003e\n\u003cli\u003eIdentification of the risk-protection gaps lenders increasingly require on loans over $250K\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eWithin 72 hours of the call\u003c\/strong\u003e, you'll receive a written 6–8 page \u003cstrong\u003eCapital Readiness Roadmap\u003c\/strong\u003e covering everything we discussed, plus a 30-day follow-up call to check your progress.\u003c\/p\u003e\u003ch4\u003eWho this is for\u003c\/h4\u003e\u003cp\u003eSmall business owners, independent contractors, brokers, and agency owners ready to position for serious capital. Best fit if your business has been operating for at least 12 months and has prior-year gross revenue of $100K or more.\u003c\/p\u003e\u003ch4\u003eWho this is NOT for\u003c\/h4\u003e\u003cp\u003ePre-revenue startups, anyone seeking personal credit repair, or businesses looking for guaranteed-approval funding (no consultant can guarantee that, and we won't pretend otherwise).\u003c\/p\u003e\u003ch4\u003eHow it works\u003c\/h4\u003e\u003col\u003e\n\u003cli\u003eComplete checkout below ($299 — Net-30 invoicing available for qualified buyers).\u003c\/li\u003e\n\u003cli\u003eReceive your confirmation email with a Calendly link to book your call.\u003c\/li\u003e\n\u003cli\u003eComplete the 5-minute intake form when you book.\u003c\/li\u003e\n\u003cli\u003eShow up to the call — William will already have your business credit context loaded.\u003c\/li\u003e\n\u003cli\u003eReceive your written Capital Readiness Roadmap within 72 hours.\u003c\/li\u003e\n\u003cli\u003eBook your 30-day follow-up to review progress.\u003c\/li\u003e\n\u003c\/ol\u003e\u003cp\u003e\u003cstrong\u003e20+ years of insurance brokerage and business credit experience. Real consulting, real deliverable, real outcome.\u003c\/strong\u003e\u003c\/p\u003e","brand":"Divine Insurance Group","offers":[{"title":"Default","offer_id":51888854761793,"sku":"DIG-CRSS-299","price":299.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0993\/9776\/3393\/files\/divine-strategy-session_60a99d40-73b9-4807-b83f-e1fb0fd3b9c2.png?v=1782529396"},{"product_id":"business-credit-strategy-90-day-implementation","title":"Business Credit Strategy + 90-Day Implementation","description":"\u003ch3\u003eThe strategy session, plus 90 days of done-with-you implementation.\u003c\/h3\u003e\u003cp\u003eIf you don't just want a roadmap — you want someone walking the road with you — this tier is built for you.\u003c\/p\u003e\u003ch4\u003eEverything in the $299 Strategy Session, plus:\u003c\/h4\u003e\u003cul\u003e\n\u003cli\u003eD\u0026amp;B Live Business Identity setup and verification\u003c\/li\u003e\n\u003cli\u003eNAP standardization across D\u0026amp;B, Experian Business, Equifax Business, and Nav\u003c\/li\u003e\n\u003cli\u003eIdentification of 5 Net-30 vendor accounts to open in your industry, with introductions where possible\u003c\/li\u003e\n\u003cli\u003eBi-weekly 30-minute check-in calls for 90 days (6 sessions total)\u003c\/li\u003e\n\u003cli\u003eDirect email access to William between sessions\u003c\/li\u003e\n\u003cli\u003eBureau dispute support for any inaccurate items on your business credit file\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch4\u003eBest for\u003c\/h4\u003e\u003cp\u003eOwners who want guided execution instead of figuring it out alone. Most clients in this tier reach lender-ready status within 90 days and qualify for at least one new funding source by Day 120.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e20+ years of insurance brokerage and business credit experience. Real consulting, real deliverable, real outcome.\u003c\/strong\u003e\u003c\/p\u003e","brand":"Divine Insurance Group","offers":[{"title":"Default","offer_id":51888854925633,"sku":"DIG-IMPL-899","price":899.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0993\/9776\/3393\/files\/divine-implementation_0bf7ee95-203a-42bc-b12d-7524ec77eaee.png?v=1782529396"},{"product_id":"done-with-you-capital-stack-6-month-funding-program","title":"Done-With-You Capital Stack — 6-Month Funding Program","description":"\u003ch3\u003eThe 6-month VIP program for owners actively building a funding stack.\u003c\/h3\u003e\u003cp\u003eIf you're done planning and ready to actually stack capital — this is the program.\u003c\/p\u003e\u003ch4\u003eEverything in the $899 tier, plus:\u003c\/h4\u003e\u003cul\u003e\n\u003cli\u003e6 months of monthly 1-on-1 coaching with William (extended from 90 days)\u003c\/li\u003e\n\u003cli\u003eWalk-through of actual funding applications (SBA, business LOC, equipment finance, premium finance)\u003c\/li\u003e\n\u003cli\u003eLender introductions where appropriate to your industry and credit profile\u003c\/li\u003e\n\u003cli\u003eQuarterly business credit report pulls reviewed live with you\u003c\/li\u003e\n\u003cli\u003ePriority Calendly access — book William directly without the public availability constraints\u003c\/li\u003e\n\u003cli\u003eRisk-protection plan review: IUL, key-person, business overhead, group health, trust planning\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eLimited to 5 new clients per month\u003c\/strong\u003e to protect quality of service. Best for serious operators positioning for $500K+ in stacked capital over the next 12 months.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e20+ years of insurance brokerage and business credit experience. 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